Overview
Settings > Stripe Payouts shows how money moves from a customer's card to your bank account: what has been paid out, what is still processing, and when the next payout will arrive.
How Payouts Work
When a customer pays, the money doesn't teleport instantly to your bank. Here's the actual flow:
Customer Pays → Stripe Holds → Processing Period → Your Bank
Stage | What Happens | Timing |
Customer Pays | Card charged, payment confirmed | Instant |
Stripe Holds | Funds held securely by Stripe | Immediate |
Processing Period | Standard banking processing | Rolling 2-day basis |
Your Bank | Money deposited to your account | Based on schedule |
Rolling Basis (Not Batched)
Critical to understand: Stripe processes payouts on a rolling basis, not in batches.
This means:
Each payment is tracked individually through the 2-day processing window
Payments don't wait for other payments to be grouped together
Money flows continuously as it becomes available
For example, if you receive payments on Monday, Tuesday, and Wednesday:
Monday's payments arrive Wednesday
Tuesday's payments arrive Thursday
Wednesday's payments arrive Friday
📖 Learn more: Stripe Payout Schedules FAQ
Where your money is
At any point, your funds are in one of three places. Each is a tile on Settings > Stripe Payouts:
Tile | What It Means |
Available to Payout | Ready to be paid out |
Still Processing | In your account's processing window |
On its way to your bank | Sent by Stripe, shows as In Transit below |
If a payment is not in your bank yet, check these three tiles first.
Payout Schedule
Your payout schedule determines when Stripe sends available funds to your bank.
Schedule Types
Schedule | How It Works | Best For |
Daily | Payouts every business day | Most businesses (recommended) |
Weekly | Payouts once per week on a set day | Simplified bookkeeping |
Monthly | Payouts once per month on a set date | Specific accounting needs |
Daily Cutoff Time
Payments must be captured before the daily cutoff time to be included in the next day's payout batch. The exact cutoff time varies by country (typically around 5pm local time).
Example (Australia, 5pm cutoff):
Payment at 4:30pm Monday → Included in Tuesday's processing → Arrives Wednesday
Payment at 5:30pm Monday → Included in Wednesday's processing → Arrives Thursday
The exact cutoff time for your account is displayed in your local timezone in Stripe Payouts.
Weekend & Holiday Delays
Banks don't process transfers on weekends or public holidays.
Scenario | What Happens |
Payout falls on Saturday | Arrives Monday |
Payout falls on Sunday | Arrives Monday |
Payout falls on public holiday | Arrives next business day |
Friday after cutoff | Included in Monday's batch → Arrives Wednesday |
Stripe Payouts shows when the next payout will actually arrive, accounting for weekends and holidays.
Where Stripe pays you (bank account)
The Where Stripe pays you card shows the bank account Stripe sends your money to.
Information Displayed
Field | Description |
Bank Name | Your bank (e.g., Commonwealth Bank, ANZ) |
Account Number | Last 4 digits shown (••••1234) |
BSB | Bank-State-Branch routing number |
Currency | AUD for Australian accounts |
Account Holder | Name and type (individual/company) |
Status | Verification status (Verified, New, etc.) |
Changing Your Bank Account
To change where your payouts go:
Select Change in Stripe on the Where Stripe pays you card
You'll be taken to your Stripe Dashboard payout settings
Add a new bank account or update existing details
Stripe may require verification for new accounts
⚠️ Note: Bank account changes must be made in the Stripe Dashboard, not in Petboost.
Verification Status
Status | What It Means |
Verified | Bank account confirmed, payouts will succeed |
New | Added, awaiting verification |
Validation Failed | Bank details couldn't be verified, check and retry |
Errored | Issue with account, contact Stripe support |
Viewing Payout History
The Payout History section shows all your past and pending payouts.
Payout Statuses
Status | Badge Colour | Meaning |
Pending | Blue | Scheduled but not yet initiated |
In Transit | Amber | On the way to your bank |
Paid | Green | Successfully deposited |
Failed | Red | Payout failed (rare) |
Cancelled | Grey | Payout was cancelled |
Viewing transactions in a payout
If you need the sales, fee and bank figures for a deposit, expand that payout.
The top of the expanded payout shows:
Card sales - Gross card charges in the payout
Refunds - Shown only when the payout includes a refund
Stripe processing fees
Petboost booking fees
Net transferred - The amount that arrived in your bank (or is expected to)
Each transaction under that summary shows the pet, owner, service, Stripe fee, Petboost fee, and net. Open Appointment opens the booking in Petboost. View in Stripe opens the payment in your Stripe Dashboard.
The payout amount on the collapsed row is the net transferred. It will not match Reporting & Intelligence sales for the same calendar day, because payouts use a rolling 2-day schedule.
Stripe Dashboard Access
You can always access your full Stripe Dashboard for:
Complete transaction history
Detailed reporting and analytics
Bank account management
Payout schedule changes
Dispute management
Tax documents
Quick links in Stripe Payouts:
Change in Stripe on the Where Stripe pays you card → your bank account and payout schedule
View in Stripe on a transaction → that payment in your Stripe Dashboard
Current Balance
The balance section shows two key figures:
Available to Payout (Green)
Money that has completed the processing period and is ready to be sent to your bank in the next scheduled payout.
Still Processing (Blue)
Money that is within the processing period (typically 2 days). This will become available once processing completes.
Combined: Available + Processing = Your total funds held by Stripe
Common Questions
Why hasn't my payment arrived yet?
Check these in order:
Is it past the cutoff? Payments after the daily cutoff go to the next day's batch
Is it a weekend/holiday? Banks don't process on non-business days
Is the payout showing "In Transit"? It's on its way, typically 1-2 business days
Is your bank account verified? Check the status in Stripe Payouts
How do I get paid faster?
Stripe's processing time (typically 2 days) is standard for Australia and cannot be reduced. However:
Ensure payments are captured before the daily cutoff
Use the daily payout schedule rather than weekly or monthly
Keep your bank account verified and in good standing
Why is my payout smaller than expected?
Your payout is the net amount after Stripe processing fees, Petboost booking fees and any refunds.
Expand the payout to see the breakdown: Card sales, Refunds, Other adjustments, Stripe processing fees, Petboost booking fees and Net transferred, then each transaction inside it.
For the fee rates that apply to your plan, see Understanding your fees.
Can I request an instant payout?
Stripe offers Instant Payouts in some regions. Petboost does not support them. Standard payouts with the 2-day processing period are used.
What if a payout fails?
Payout failures are rare but can happen if:
Bank account details are incorrect
Account has been closed
Bank rejects the deposit
If a payout fails, funds return to your Stripe balance and Stripe will retry. Check your bank account details in Stripe Dashboard.
Where can I see Stripe's fees?
Fees are shown in two places:
Per transaction - Expand a payout to see fees on each payment
Stripe Dashboard - Full reporting and analytics
Related Settings
Payments - Configure fee pass-through, bank transfer details, in-person payments
Automatic Actions - Set up auto-charge after appointments
Business details - Your registered business identity
Understanding your fees - What Stripe and Petboost charge on a payment
Getting Help
If you have questions about a specific payout or transaction:
Check Stripe Payouts first. Most questions are answered by the data shown
Click through to Stripe. Use the "View in Stripe" links for detailed info
Contact Petboost support. We can help interpret what you're seeing
Contact Stripe support. For banking or payout-specific issues (failed payouts, bank verification, payout timing)
📖 Stripe Documentation: Payout Schedules FAQ
📖 When to escalate: See When to Contact Stripe Support for issues that require Stripe's direct assistance, including payout failures, bank account verification, disputes, and account-level matters.
