Payouts & Bank Account
Overview
The Payouts tab in Settings gives you complete visibility into how your money flows from customer payments to your bank account. No more guessing, no more "where's my money?" anxiety. See exactly what's been paid, what's processing, and when funds will arrive.
How Payouts Work
When a customer pays, the money doesn't teleport instantly to your bank. Here's the actual flow:
Customer Pays → Stripe Holds → Processing Period → Your Bank
Stage | What Happens | Timing |
Customer Pays | Card charged, payment confirmed | Instant |
Stripe Holds | Funds held securely by Stripe | Immediate |
Processing Period | Standard banking processing | Rolling 2-day basis |
Your Bank | Money deposited to your account | Based on schedule |
Rolling Basis (Not Batched)
Critical to understand: Stripe processes payouts on a rolling basis, not in batches.
This means:
Each payment is tracked individually through the 2-day processing window
Payments don't wait for other payments to be grouped together
Money flows continuously as it becomes available
For example, if you receive payments on Monday, Tuesday, and Wednesday:
Monday's payments arrive Wednesday
Tuesday's payments arrive Thursday
Wednesday's payments arrive Friday
📖 Learn more: Stripe Payout Schedules FAQ
Your Money Is Never Missing
This is the most important thing to understand: your money is never missing.
At any point, your funds are in one of three places:
Status | What It Means | Where to See |
Available | Ready to be paid out | Green balance in Payouts tab |
Processing | In the standard processing window | Amber balance in Payouts tab |
In Transit | On the way to your bank | Payout history showing "In Transit" |
If you ever think money is missing, check the Payouts tab. You'll see exactly where every dollar is.
Payout Schedule
Your payout schedule determines when Stripe sends available funds to your bank.
Schedule Types
Schedule | How It Works | Best For |
Daily | Payouts every business day | Most businesses (recommended) |
Weekly | Payouts once per week on a set day | Simplified bookkeeping |
Monthly | Payouts once per month on a set date | Specific accounting needs |
Daily Cutoff Time
Payments must be captured before the daily cutoff time to be included in the next day's payout batch. The exact cutoff time varies by country (typically around 5pm local time).
Example (Australia, 5pm cutoff):
Payment at 4:30pm Monday → Included in Tuesday's processing → Arrives Wednesday
Payment at 5:30pm Monday → Included in Wednesday's processing → Arrives Thursday
The exact cutoff time for your account is displayed in your local timezone in the Payouts tab.
Weekend & Holiday Delays
Banks don't process transfers on weekends or public holidays.
Scenario | What Happens |
Payout falls on Saturday | Arrives Monday |
Payout falls on Sunday | Arrives Monday |
Payout falls on public holiday | Arrives next business day |
Friday after cutoff | Included in Monday's batch → Arrives Wednesday |
The Payouts tab shows you when the next payout will actually arrive, accounting for weekends and holidays.
Payout Destination (Bank Account)
The Payouts tab shows your connected bank account where Stripe sends your money.
Information Displayed
Field | Description |
Bank Name | Your bank (e.g., Commonwealth Bank, ANZ) |
Account Number | Last 4 digits shown (••••1234) |
BSB | Bank-State-Branch routing number |
Currency | AUD for Australian accounts |
Account Holder | Name and type (individual/company) |
Status | Verification status (Verified, New, etc.) |
Changing Your Bank Account
To change where your payouts go:
Click "Manage" in the Payout Destination card
You'll be taken to your Stripe Dashboard payout settings
Add a new bank account or update existing details
Stripe may require verification for new accounts
⚠️ Note: Bank account changes must be made in the Stripe Dashboard, not in Petboost.
Verification Status
Status | What It Means |
Verified | Bank account confirmed, payouts will succeed |
New | Recently added, awaiting verification |
Validation Failed | Bank details couldn't be verified, check and retry |
Errored | Issue with account, contact Stripe support |
Viewing Payout History
The Payout History section shows all your past and pending payouts.
Payout Statuses
Status | Badge Colour | Meaning |
Pending | Blue | Scheduled but not yet initiated |
In Transit | Amber | On the way to your bank |
Paid | Green | Successfully deposited |
Failed | Red | Payout failed (rare) |
Cancelled | Grey | Payout was cancelled |
Viewing transactions in a payout
If you need the sales, fee and bank figures for a deposit, expand that payout.
The top of the expanded payout shows:
Card sales - Gross card charges in the payout
Refunds - Shown only when the payout includes a refund
Stripe processing fees
Petboost booking fees
Net transferred - The amount that arrived in your bank (or is expected to)
Each transaction under that summary shows the pet, owner, service, Stripe fee, Petboost fee, and net. Open Appointment opens the booking in Petboost. View in Stripe opens the payment in your Stripe Dashboard.
The payout amount on the collapsed row is the net transferred. It will not match Reporting & Intelligence sales for the same calendar day, because payouts use a rolling 2-day schedule.
Stripe Dashboard Access
You can always access your full Stripe Dashboard for:
Complete transaction history
Detailed reporting and analytics
Bank account management
Payout schedule changes
Dispute management
Tax documents
Quick Links in Payouts Tab:
"Stripe Dashboard" button (top right) → Your payouts overview
"Manage" button (bank account card) → Payout settings
"Change schedule in Stripe" link → Schedule configuration
"View in Stripe" on transactions → Individual payment details
Current Balance
The balance section shows two key figures:
Available to Payout (Green)
Money that has completed the processing period and is ready to be sent to your bank in the next scheduled payout.
Still Processing (Amber)
Money that is within the processing period (typically 2 days). This will become available once processing completes.
Combined: Available + Processing = Your total funds held by Stripe
Common Questions
Why hasn't my payment arrived yet?
Check these in order:
Is it past the cutoff? Payments after 9pm go to the next day's batch
Is it a weekend/holiday? Banks don't process on non-business days
Is the payout showing "In Transit"? It's on its way, typically 1-2 business days
Is your bank account verified? Check the status in Payouts tab
How do I get paid faster?
Stripe's processing time (typically 2 days) is standard for Australia and cannot be reduced. However:
Ensure payments are captured before the 9pm cutoff
Use daily payouts for the fastest available timing
Keep your bank account verified and in good standing
Why is my payout smaller than expected?
Your payout is the net amount after:
Stripe processing fees (1.7% + $0.30)
Petboost platform fees (1.4% for Pro, 1.2% for Max)
Any refunds processed
Expand the payout to see card sales, Stripe fees, Petboost fees, and the net transferred, then each transaction.
Can I request an instant payout?
Stripe offers Instant Payouts in some regions, but this is not currently available through Petboost. Standard payouts with the 2-day processing period are used.
What if a payout fails?
Payout failures are rare but can happen if:
Bank account details are incorrect
Account has been closed
Bank rejects the deposit
If a payout fails, funds return to your Stripe balance and Stripe will retry. Check your bank account details in Stripe Dashboard.
Where can I see Stripe's fees?
Fees are shown in two places:
Per transaction - Expand a payout to see fees on each payment
Stripe Dashboard - Full reporting and analytics
Related Settings
Payments - Configure fee pass-through, bank transfer details, in-person payments
Automatic Actions - Set up auto-charge after appointments
Business Profile - Connect your Stripe account
Getting Help
If you have questions about a specific payout or transaction:
Check the Payouts tab first — Most questions are answered by the data shown
Click through to Stripe — Use the "View in Stripe" links for detailed info
Contact Petboost support — We can help interpret what you're seeing
Contact Stripe support — For banking or payout-specific issues (failed payouts, bank verification, payout timing)
📖 Stripe Documentation: Payout Schedules FAQ
📖 When to escalate: See When to Contact Stripe Support for issues that require Stripe's direct assistance, including payout failures, bank account verification, disputes, and account-level matters.
